Book vacation with affirm

We book vacation for you. 28+ years in the business, 100,000+ customers and destinations in 130+ countries covered, 3 hotel-calibrated star ratings from more than 10.000 verified self-rated reviews (our guests are all Verified First® by affirm), 250 Validated Guest Reviews (independent feedback gathered by Triptease). We help you to make the right choice your vacation, wherever you choose to go!

Affirm is an online lender that offers instant pre-approved payments and personalized loans between $500 – $10,000. We connect with real people over a real conversation that allows us to understand your unique situation. Once we know you, we can understand exactly what it will take to get you where you want to go.

Book a vacation with Affirm.

Affirm is the first-of-its-kind technology that gives you a credit line for your dream vacation. We know what it’s like to plan a trip and have to worry about whether or not you’ll be able to afford it. With Affirm, you can book your next trip with confidence—and get the cash back when the trip is over!

We’re so excited you’re interested in booking your vacation.

We know it can be a stressful process, but we want to make sure you feel confident about your decision by giving you our top tips for planning the perfect getaway.

First, ask yourself why you’re taking a vacation. Is there something specific you want to do while on your trip? Or are you just looking to relax and unwind? Make sure that whatever reason you have for going away is reflected in all aspects of your trip—from what kind of hotel you choose, to what kinds of activities are included with your stay.

Second, take into account how much time off from work or school will be required for your trip, as well as how much money is being spent on airfare and accommodations (or any other costs associated with traveling). If possible, try to plan your trip during a time when there isn’t any big event happening that might require additional funds or time away from home (like a new baby).

Finally, if possible book early! Not only will this give you more options when choosing where exactly

Payment Plan For Flights

Alternative Airlines has partnered with Affirm to offer a simple way to pay for flight travel monthly with no hidden fees! Buy your airline tickets for your vacation now and pay at a later date in monthly installments with Alternative Airlines and an Affirm loan for eligible customers. You can book your flights for your next vacation and spread the flight ticket cost over time in U.S dollars.

Your payment options depend on the amount of your purchase and on eligibility. For smaller purchases, you’ll be able to make 4 interest-free payments every two weeks with Affirm’s Split Pay. For larger purchases you’ll be have the option to make 3, 6, 12, or 18 monthly payments and these options may have interest.

What is Affirm?

Affirm is a U.S based financing payment method that allows U.S customers to spread the cost of their purchase over time via monthly payments, by providing a loan value of up to $15,000 USD. Customers can apply for a loan at the point of checkout and choose a payment plan. For smaller ticket purchases, you’ll be able to make 4 interest-free payments every two weeks. For larger ticket value purchases, you’ll have the option to make 3, 6, 12, or 18 monthly payments and these options may have interest. Please note that customers must be over 18 and have a U.S mobile number to apply for an Affirm loan for airline tickets. It is not available to those based in West Virginia or Iowa.

When you book your airline tickets with Alternative Airlines, a loan can be taken out with Affirm at the point of checkout. By providing you with a travel loan, payments can be made back monthly to Affirm for your flight reservation instead of having to pay the entire price of the airline tickets upfront. This can be paid off before, during and after you travel. Simply speaking, it gives you the option to buy your airfares now and pay over time. Once applied online at point of checkout, Affirm will then carry out a credit check and a real-time decision is then made in a few minutes.

Search for flights from over 650 airlines to anywhere in the world through Alternative Airlines, apply for Affirm at the checkout and pay back the airline tickets over time with monthly payments. An easy way to pay for your honeymoon vacation, for someone else, vacation package or business trip and pay over time. It’s easy to do and your credit score won’t be affected when checking your eligibility.

To qualify for Affirm’s payment plans you must:

BE A RESIDENT
OF THE US

BE OLDER THAN 18
(19 IN ALABAMA)

HAVE A US MOBILE
OR VOIP NUMBER

PROVIDE DETAILS
FOR VERIFICATION

Make easy monthly payments up to 18 months

Rates from 0-30% APR

How to pay for flights using Affirm

Follow our step by step guide on how to pay over time for airline tickets with Affirm’s payment plan. It is simple and quick to do.

STEP 1

Enter the destinations, dates and the number of people flying on the Alternative Airlines search form and click ‘search flights’.

STEP 2

Make sure that you have selected USD as your chosen currency. You can also change this on the search results by going to “Currency” on the left hand side and choosing from the drop down. Select the flights that you wish to fly on and click ‘confirm selection’.

STEP 3

After you’ve entered your passenger details, scroll down to the see all payment methods available with Alternative Airlines. Select Affirm to begin the financing process and scroll down and click Continue to Payment. Check if you prequalify and how much you will pay back per month by clicking on the blue “i” icon displayed on the Affirm button.

STEP 4

Click ‘secure payment’ to continue with paying for your flights with Affirm.

STEP 5

You will now be asked to answer a few personal details so that Affirm can verify your details and see if eligible to put on a monthly payment plan for flights. Follow the simple instructions and input your mobile number, click ‘Continue’, and get a loan decision in real-time.

If you’re successful, you’ll be able to select the payment plan right for you and purchase your flights in fixed monthly installments with Affirm! You are then ready for your next vacation or business trip. Just remember to repay your Affirm payment in time.

Alternative Airlines offer monthly payment plan for flights with Affirm

Affirm Flights

When booking through Alternative Airlines, qualified US customers can pay with Affirm for their vacation flights online and make monthly payments or pay back every 2 weeks for smaller flight purchases. For airline tickets valued up to $500 USD, qualified customers can choose a payment plan to pay them back over 3 or 6 months interest free (0% APR). Or if they are priced $500 USD+, qualified customers choose a monthly payment plan over 3, 6, 12 and 18 months. Please note an initial down payment may be required and payment options depend on purchase amount. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Simply choose the plan best suited to you and make the payments back to Affirm each month. It’s a convenient way to pay for your vacation.

As an example, you might pay $43.96/mo based on a flight purchase price of $500.00 at 10% APR for 12 months. A down payment may be required.

Affirm can be used to finance flights both before and after your trip and has no hidden fees! So you can book those last-minute College Football flights or vacation airline tickets for instance and pay later. Read all the reasons why to buy flights with Affirm.

How to buy airline tickets with Affirm

Buying airline tickets using an Affirm loan is easy through the online travel website Alternative Airlines. First you have to make a flight search and you will then see a range of different airline results and prices shown. A preview of what you would need to pay back to Affirm each month will be shown, known as a prequalification. Once you have selected your flights, choose to pay with Affirm at the checkout page and an Affirm dedicated window displaying the payment plan will the appear. Here you will have to enter a small number of details to create an account so that Affirm can identify you and make a ‘soft check’ of your credit record. After entering the relevant details, you will be instantly told whether your travel loan has been approved. Then that’s everything! Now your airline tickets are purchased on a monthly payment plan. These can be a wide range of tickets with Allegiant Air, American Airlines and many more. All you have to do is remember to pay off your airline tickets each month. It’s a great way to pay if you are buying flights for someone else, as a gift or to fund your vacation.

Note, Affirm can be used anywhere in the U.S if you have a U.S mobile number and U.S resident address except in West Virginia and Iowa.

Why buy flights using Affirm and Alternative Airlines?

One of the reason to buy flights with Affirm, through Alternative Airlines, is that it allows you to pay the price of your airline ticket off over time. It’s a convenient and flexible way to purchase your airline tickets for any trip, whether with family or a solo vacation, but don’t have the money to pay for the full price at the time you make the reservation. The spare cash available allows you to upgrade your flight to a more luxurious cabin class, from Economy to First and pay back in monthly payments. Extras can also be added to the booking such as pre-selected seats and additional baggage and spread the cost over time there too. A special treat to yourself on your vacation! Read all the reasons why to buy flights with Affirm through Alternative Airlines.

After buying plane tickets with Affirm

After you have finalized the process to finance your flights with Affirm, you will need to pay off your flight reservation price on the monthly payment plan that you agreed to. Affirm will send payment reminders by SMS texts to the mobile number that was registered to create your account. Make sure your phone number and email are up to date in your Affirm account so that you don’t miss any travel payment plan reminders. Download the Affirm App as well to keep up to date with your payments.

Your Affirm flight payments can be made online by debit card or ACH (Automated Clearing House) transfer on the Affirm website where you can also choose to set up an auto-payment. This can be before, during and after your vacation or travel.

If you’d like to pay by check, you must make your check payable to ‘Affirm, Inc’ and send it to Affirm’s address in San Francisco:

Affirm, Inc.
P.O. Box 720
San Francisco, CA 94104

Payments to Affirm by check must have the mobile number associated with your Affirm account and loan ID written on each check.

Important Affirm Notices:

Customers applying for an Affirm loan for flight tickets must be a resident of the United States of America with a valid U.S or APO/FPO/DPO home address, be aged over 18 (19 in Alabama or if you’re a ward of the state of Nebraska) and able to provide a US mobile phone number or VoIP number.

Affirm financing is currently unavailable for residents of Iowa or West Virginia.

UK customers can use PayPal Credit with available flight discount coupons or Klarna to pay flight tickets later. Take a look at all of our other payment types you can use if you decide a flight payment plan isn’t for you.

Buying Flights with Affirm FAQs

Is Affirm safe?

Yes. Using Affirm as a financing option is totally safe and a great way to pay for flights in monthly instalments as Affirm complies to industry standards to protect your data, transfers personal information with a cryptographic protocol and stores it with AES 128-bit or higher protection. So you can apply for a travel loan with peace of mind that your data is protected and securely stored. Read how safe Alternative Airlines is if you are unsure about setting up an Affirm payment plan with the online store.

How does Affirm financing work?

Affirm financing works by applying for a loan for your online purchases at the point of transaction. It is similar to using a credit card where you are able to pay back your purchase in monthly installments except, instead, it is a virtual one and it’s pretty quick and instant to process. The loan can be applied up to the amount of $15,000 USD and what you don’t use will be kept in a safe and secure Affirm virtual card. To begin the financing process, you must first submit an application through the dedicated Affirm window when you select Affirm at the checkout section of your order. You have to submit a U.S cell number and a soft credit check will be carried out to see if you are eligible for a loan. Make sure you qualify for an Affirm financing plan before you apply.

Will Affirm check my credit score?

Yes. When you create an account with Affirm, they will evaluate your credit score with a ‘soft’ credit check. This will require a few personal details and is done to check your eligibility for financing flights. The ‘soft’ credit check will not affect your credit score. This process occurs when you have chosen the flights you wish to travel and selected Affirm at the checkout.

Is there a credit limit with Affirm?

Affirm is not a revolving line of credit and each Affirm loan application is reviewed individually as a closed-end transaction. Find out more information on Affirm credit limits. Note, if you have not repaid a previous loan with Affirm and apply for another loan, you may be denied.

How is my personal information stored with Affirm?

Affirm sees storing your personal information safely and securely as a top priority. Affirm maintains physical electronic and procedural safeguards to protect personal information and also encrypts sensitive data. Read full information on Affirm’s privacy policy.

What is an Affirm virtual card?

An Affirm virtual card is a digital card that displays the loan that is provided to you when it has been approved by Affirm or through the Affirm app. The virtual card is a 16-digit number that you input at the checkout and the card can only be used once. You can find out more about Affirm virtual cards and how to use them.

How do you get approved for an Affirm loan?

A loan through Affirm can be applied through either the Affirm website or App. When you are ready to pay for your flight ticket purchase, select Affirm at the checkout page and you will be led through to the approval process. A dedicated Affirm window will appear to follow instructions. Input a U.S mobile number and various loan offers will be then shown in the prequalification and will be dependent on the price of your purchase. You have to select the one you want and link with your bank account for payments. Affirm will then perform a soft credit check. If successful, the process is completed in a few minutes. You will then receive monthly payment reminders by SMS or email.

What is an Affirm payment?

An Affirm payment involves paying a fixed amount owed for a transaction you have chosen to finance. This is a payment plan that has been agreed between the customer and Affirm and is an alternative payment method to using a credit card. With Affirm’s prequalification tool, you can see how much you owe each month before agreeing to take a loan out. Affirm’s instant financing option is a simple way to pay and you will be reminded by SMS and email when your Affirm payment is due.

Can I use Affirm to pay for flights?

Yes. Affirm financing can be used through Alternative Airlines to pay for flights back in monthly or in bi-weekly installments, from 650 different airlines. Any international or US domestic flight found through the Alternative Airlines’ website can be paid with an Affirm loan. So choose flights for a vacation or for a quick trip from a variety of airlines, such as United, Aerolíneas Argentinas and Delta. This gives you the option to finance American Airlines plane tickets, a multi-city flights or even on different flights around Southeast Asia and more.

Please note that airline tickets being purchased with Affirm must be by a U.S resident with a U.S cell number and does not apply to the states of Iowa and Virginia.

What are flight monthly payments with Affirm?

If you want to buy flights using Affirm travel for your next vacation, you will only need to pay back the agreed amount due. Your payment options depend on the amount of your purchase and on your eligibility. For smaller purchases, you’ll be able to make 4 interest-free payments every two weeks. For larger purchases, you’ll have the option to make 3, 6, 12, or 18 monthly payments — and these options may have interest. Please be advised that a down payment may be required.

When is an Affirm down payment required?

Affirm will sometimes require a down payment of a fixed amount when to first begin the loan process for your flight ticket reservation. Once the down payment has been paid, Affirm will loan you the money for the remainder of the flight reservation. Your payment options depend on the amount of your purchase and on your eligibility. Smaller purchases can be made in 4 interest-free payments every two weeks with Split Pay. For larger purchases, the option to make 3, 6, 12, or 18 monthly payments are available and these options may have interest. Note that the loan is to be paid off directly to Affirm and not to Alternative Airlines.

What payment options are available to pay for my Affirm payment plan?

Affirm payments can be made with a Debit card or ACH transfer via the Affirm website. There you can make individual payments or set up to pay off your flight payment plan with automatic payments. You can also pay for your Affirm installments by check. To do so, you must make your checks payable to ‘Affirm, Inc’ and send them to the following address for each month of your payment plan:

Affirm, Inc.
P.O. Box 720
San Francisco, CA 94104

Make sure you write the mobile phone number associated with your Affirm account and your loan ID on each check.

See all our flexible flight payment plan options and the different ways you can buy flights on finance with Alternative Airlines.

What will my payment options look like?

Your payment options depend on the amount of your purchase and on your eligibility. For smaller purchases, you’ll be able to make 4 interest-free payments every two weeks. For larger purchases, you’ll have the option to make 3, 6, or 12 monthly payments—and these options may have interest.

Where can I make Affirm payments?

There are different ways you can repay your Affirm payments. You can visit the Affirm website and enter the details you used to create your Affirm account, which can also be done through the Affirm App to pay back your monthly bill too. Checks must be made payable to ‘Affirm, Inc’ and sent to the following address:

Affirm, Inc.
P.O. Box 720
San Francisco, CA 94104

If you have financed your flights with Affirm through Alternative Airlines, you will need to make your Affirm payments to Affirm directly and not to Alternative Airlines.

How do I make my Affirm payments?

Follow these easy steps to repay your Affirm payments on time:

• 1. Log in to your Affirm account
• 2. Enter your cell number where prompted. You will receive a unique security PIN number to your mobile.
• 3. Use this PIN number where directed and then continue to click “Sign in”.
• 4. Once you have signed in, your Affirm payments will be displayed by month. Here you can make the payment you wish to repay.
• 5. Affirm payments can be paid with either ACH transfer or with a Debit card through the Affirm website. Checks made payable to ‘Affirm, Inc’ can also be paid towards your Affirm payments. You can also set up automatic payments with Affirm’s AutoPay to ensure you don’t miss a payment.

When your Affirm loan has been accepted for your flights at the point of transaction with Alternative Airlines, Affirm will send a payment reminder to you by either SMS or email, before each of your payments is due. It is advised that your Affirm account is updated with you contact information, such as your email and phone number in order to not miss a payment. Log into the Affirm App too to make payments easily.

What does prequalification with Affirm mean?

Prequalification with Affirm means that Affirm considers you are a suitable candidate to take out a loan based on the information you have provided. It is also a way to find out how you can sensibly spend on the online store you are browsing on. When you buy Affirm travel via the Alternative Airlines website, you will see the amount that will be required to pay each month for each flight result. Find out more if you prequalify with Affirm travel.

How do I prequalify for an Affirm loan to travel?

Affirm will analyse how much you can borrow to pay off your flight ticket purchase, which is also known as credit check. You will be given an estimated amount that you will have to pay back per month for your flights. The process does not take long and does not affect your credit score. If are buying flights with Alternative Airlines through the Affirm app, the prequalify process will go through a virtual card. There are a few ways to find out if you prequalify to take out a loan for travel with Affirm: you can either select the ‘See if you qualify‘ button through the app or through the online process. Another way is by clicking on the blue “i” icon at the Alternative Airlines’ online checkout.

Where can I buy flights with Affirm?

Qualified customers can book a range or a combination of flights at Alternative Airlines and safely pay off the ticket price in monthly installments with an Affirm loan. Alternative Airlines is one of the world’s only online travel agency that offers Affirm as a payment method to pay for airline tickets, including Southwest Airlines, Delta Airlines and American Airlines. An Affirm loan can be applied anywhere in the U.S if you have a U.S address and U.S cell number except in West Virginia and Iowa.

Can I apply for an Affirm loan for flights?

Yes, once you have chosen the flights displayed on the Alternative Airlines travel site, you can apply for an Affirm loan for the airline tickets at the checkout to pay off in installments on credit. This is also known as Affirm travel, where you can use Affirm’s financing service. During the loan application, a quick soft credit check will be carried out. Once you have successfully been granted a loan for your flights, you can begin to pay later over time. A loan can be applied for airlines including Alaska Airlines, Spirit Airlines or even on a range of commuter flights for business trips.

If you want to apply to use Affirm for flight travel, you must be over 18, be a U.S resident, have a U.S number and provide details for verification. Additionally, with those specifications, you can use Affirm travel for flights even in the U.K or anywhere else. Please note that Affirm is not applicable to residents in West Virginia and Iowa.

Where can I find an Affirm payment plan for flights?

You can set up an Affirm payment plan for flights with Alternative Airlines. Applying for an Affirm loan does not take long and you are able to begin a flight payment plan at the point of purchase. Simply use the search bar at the top of the page to find different results with 650 airlines and select Affirm to take out a loan to start a payment plan on flights. This can apply to all Norwegian flights and its subsidiaries, Philippine Airlines, Sun Country Airlines as well as many more airlines around the world. Make Affirm payments on a range of airline tickets on both domestic and international airlines. Read full information on all flight payment plans available with Alternative Airlines.

Can I buy interest free flights?

You can book flights with the online travel agency Alternative Airlines and choose Affirm at the checkout to pay over time interest free. With either Split Pay (pay in 4 months for airfares up to $350.00) or 0% over 3 or 6 months up to $500.00 for qualified customers on airlines such as Frontier Airlines, American Airlines and many more. Please note an initial down payment may be required. This is a great way to pay off the flight travel part of your vacation which we understand can be a stressful experience. Maybe you could use Affirm for your flights to the NBA Basketball games?

How many months can I split the cost of my Affirm flight reservation into?

Payment options depend on the amount of the purchase and on your eligibility. For larger purchases, you’ll have the option to make 3, 6, 12, or 18 monthly payments—and these options may have interest. For smaller purchases, you’ll be able to make 4 interest-free payments every two weeks. You have to make a payment for each month of the plan that you choose. If you want to just pay for your airline tickets in two payments but at the same time, you can use Split My Payment through the travel website Alternative Airlines.

As an example, you might pay $43.96/mo based on a purchase price of $500.00 at 10% APR for 12 months. A down payment may be required.

Are Affirm flights cheaper?

Paying for flights with an Affirm loan provides more flexibility for your vacations or trips, whether it’s for a honeymoon, leisure or business. Select an 0% APR finance plan with Alternative Airlines and pay back over 6 months for flight ticket prices of up to $500.00. An initial down payment may be required. Flight purchases up to £350 can be paid in 4 installments over 6 weeks.

The Affirm payment plan allows you to pay off the cost of your airline ticket in bi-weekly or monthly installments, depending on the total price of the ticket(s). This means you don’t have to pay for your flights in one lump sum but can spread the cost over time. You can read about the cheapest day to buy flights if you are looking to keep the costs of air travel low too.

Are there hidden fees for an Affirm loan?

There are no hidden fees when applying for a loan for travel or any other purchase. You are told what is included, as well as the APR and the amount of the monthly payments, before you finalise using an Affirm plan.

Is an Affirm loan for travel different to other types of Affirm loans?

Affirm travel is the unofficial name for when you choose to pay for flights or vacations using Affirm and it’s not different to any other type of loan provided by Affirm. Flights can be often high-value purchase and having extra time to pay for them on a payment plan will provide more flexibility in payments. Affirm can be used for different types of vacations, such as to the Grand Prix races around the world or Mardi Gras festivals.

Can I apply for a travel loan?

Applying for travel loans to pay off a vacation or business trip are available through Alternative Airlines when selecting Affirm. We have partnered with Affirm to allow you to take out a loan to pay for flights over time, which is an easier, flexible method in seeing the world. When selecting Affirm at the checkout, you can apply for a loan in a separate window and begin paying your flight ticket purchase over time. A soft credit check is carried out and the process does not take long. There are a range of airlines you can travel on with an Affirm loan. Customers applying for an Affirm travel loan must be 18+, a U.S resident and hold a U.S number (does not apply to Iowa or Virginia states). Canadian customers can apply for a PayBright loan to pay for their air travel.

How long does it take to apply for an Affirm loan to travel?

If you are planning to use Affirm to pay off your next vacation, it doesn’t take long to apply for a travel loan. Once you have selected the flights you want with Alternative Airlines, you can select Affirm at the point of transaction when you arrive at the checkout page. All you need to do is enter a few personal details and Affirm will determine whether you’re eligible for a payment plan for flights in a matter of seconds. If you are thinking of buying flights for 4th July or need to pay flights to Burning Man over time, for example, you can purchase your flight tickets now, apply for an Affirm loan and pay off in monthly instalments in time for your departure.

What is the maximum amount I can get for my Affirm travel loan?

Affirm provides loans of up to a maximum value of $15,000 USD on all flight travel booked with Alternative Airlines. No matter which route or airline you’re flying on, Affirm travel loans are available with all flights. Use the loan for your vacation to Mexico on airlines such as Volaris, Aeromexico, interjet and many more.

You have to be over 18, a U.S resident and hold a U.S cell number to apply for an Affirm loan. Note that residents in Iowa and West Virginia cannot apply for an Affirm loan for flights.

When am I first billed for my travel loan with Affirm?

Unless you’re required to make an initial down payment, your first bill payment of your Affirm travel loan will start one calendar month after your loan has been processed. Affirm will send you reminders to make your payments via SMS messages. After that, payments are billed each month for the duration of the plan you have applied for. Monthly payments can be checked through the Affirm App too.